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How Will You Know What Debts to Put in What Schedules?

There are three categories of debt: secured debt, unsecured debt and priority unsecured debt. Secured debts are debts secured by collateral, as with a mortgage or car note. Those creditors must be listed on Schedule D. Unsecured debts are debts that don’t involve collateral, such as credit cards, judgments, and medical debts. These debts are listed on Schedule F. Priority unsecured debts are taxes first due within the previous three years, back child support or spousal support/alimony (in addition to a few other categories such as student loans). These debts are listed on Schedule E.